- Serving and ex-serving military employees of the JDF
- Current or former civilian employees of the JDF
- Adult members of the Jamaica Combined Cadet Force
- Employees and members of organizations affiliated with the Jamaica Defence Force and the JDF Credit Union (i.e. suppliers, service providers, professionals, groups, associations, Institutions, etc)
- Employees of other credit unions and co-operatives
- Relatives of members
SAVINGS & INVESTMENTS
- Shares Account
- Regular Deposit
- SHYDA Fixed Deposit
- SWYS Plus Account
- Golden Harvest Partner
- Plan DREAMS Golden
- Harvest Deferred Shares
- Treasure Chest Youth Account
- Homeowners Harvest of Gold