Car Loan

Car Loans

JDFCCU offers competitive rates and flexible terms on both new and previously owned vehicles.

  • Purchase motor vehicle up to 13 years old.
  • Get up to 100% financing, with attractive interest rates.
  • Motor Vehicle Loan calculated on the reducing balance per month.

Already have a vehicle loan with another lending institution?

We would be more than happy to refinance your loan and save you money taking your expenses in mind.

Unsecure Loan

Unsecure Loan

Borrow up to $2,500,000.00 with 5yrs to repay

Personal Loan

Personal Loan

Borrow up to $15,000,000.00 with 10 years to repay. Use your property and other assets as security for loans and benefit from attractive interest rates

Quick Cash

Quick Cash

Take advantage of the Quick Cash Loan and borrow up to $300,000.00 repaid over 24 months.

Requiremenents:

  • Membership of at least 3 months.
  • Last salary advice
  • Valid Identification(Driver’s Licence, passport or National ID)
  • Job Letter (Everyone except Military Personnel)
  • Compulsory Savings
  • Shares minimum requirment
  • Guarantor letter signed and stamped by JP (ROD 6 months or less)
  • Guarantor’s Identification
  • Guarantor’s last pay advice
  • Guarantor agreement form signed by JP

Easi Loan

Easi Loan

The JDFCU introduces Easi-Loan which is similar to a credit card facility.easi-loan. Get up to $750,000.00 unsecured with a repayment period of 60 months or revolving at attractive interest rates. Access your funds at any multilink ATM island-wide.

Requirements:

  • Proof Loan purpose
  • Last two payslip
  • Shares minimum requirement
  • Must be a member of the credit union for more than 6 months
  • Debt to income ratio calculated
  • Compulsory savings
  • Loan repayment by salary deduction
  • Job Letter (Everyone Except Military Personnel)
  • Guarantor letter signed and stamped by JP (ROD 6 months and 3JR(NR) and civilian)
  • Guarantor’s Identification
  • Guarantor’s last pay advice
  • Valid Identification
  • T.R.N.
  • Make an appointment at the front desk
  • CONDITIONS APPLY