Loan Details
Limit of $3,000,000.00
Interest Rate of 15% p.a.
Maximum Repayment of 72 months
Requirements Checklist
- 3 Months deductions
- Compulsory Savings as per band
- Debt Service Ratio 70% or less
- Last two pay slips
- Picture Identification
- Proof of Loan Purpose
Loan Details
Vehicle Age Deposit Required Repayment Period Interest Rate
13 Yrs 20% 2.5 Yrs 12%
12 Yrs 20% 3 Yrs 12%
10-11 Yrs 10% 5 Yrs 12%
8-9 Yrs 10% 6 Yrs 10%
6-7 Yrs 10% 6.5 Yrs 10%
4-5 Yrs 5% 8 Yrs 8.50%
2-3 Yrs 5% 8 Yrs 8.50%
New -1 Yr 0% 10 Yrs 6.59%
Requirements Checklist
- 3 Months Deduction
- Pro-forma Invoice/ Sales Agreement
- Valuation Report (Not needed for new and 1 year old vehicles)
- Certificate of Fitness
- Copy of Certificate of Title
- Last two pay slips
- Debt Service Ratio 70% or below
- Driver’s License
Loan Details
Limit of $1,000,000.00
Interest Rate of 15% p.a.
Maximum Repayment of 60 months
Revolving and Automated Top Ups! (no need to come in branch)
Requirements Checklist
- Must have 6 months deductions
- Share Equity of 15%
- Compulsory Savings as per band
- Debt Service Ratio of 70% or lower
- ID
- Last two pay slips
- Job Letter (where necessary)
Loan Details
Maximum of $17,000,000.00
Interest Rate of 11.50% p.a.
Maximum Repayment of 15 Years
Revolving and Automated Top Ups! (no need to come in branch)
Requirements Checklist
- Proof of Loan Purpose
- Compulsory Savings as per Band
- Share Equity of 10%
- Last two Pay Slips
- ID
- Job Letter (only necessary if not military personnel)
- Character Reference Letter from OC/Supervisor (for membership under three (3) years
- Debt Service Ratio 70% or lower
- Accompanying documents for Security
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