• Repayment period 72 months.

• Must have unencumbered shares of 15% of amount requested.

• Maximum loan amount $3,000,000.00 (total unsecured loan amount)

• Proof of loan purpose (signed & stamped by company or JP)

• Invoices of prior goods/material purchased
• Proforma invoices for goods to be purchased

• If purpose is to build/renovate dwelling
  • Proof of property ownership/Copy of certificate of Title and Permission to build letter stamped and signed by JP (If owned by a third party)

• If renovating/building where goods/material required. Loan proceeds will be paid to vendor (registed business places) and labourers and contractors.

• Last 2 salary slips.

• Picture Identification.

• Member must sign a final payment letter*

• Job Letter*

• Loan repayment to be via salary deduction & OR Standing Order if company does not accept salary deduction.

*Conditions Apply where necessary