Bill Payment

Frequent Asked Questions

  • Motor Vehicle (11 years old vehicles)
  • Real Estate (Property)
  • Insurance Policy (Cash Surrender Value)
  • Cash (Investments)
  • Co-maker (Cash being the ownership of another)
  • Appliances (Maximum of 3 years)

Yes, once the owner of the collateral gives his/her written authorization to do so, then the collateral owned by the other can be used to secure the loan.

No, once the appliance is not owned by you or your wife/husband it cannot be used to secure a loan for you.

  • The amount is based on the valuation report.
  • Motor Vehicle – up to 95%
  • Real Estate – up to 85%
  • Motor Vehicle Loans – from 5% – 20% dependent on the year vehicle (See schedule)
  • Personal Loans – 10% of loan amount
  • Hire-Purchase Loans – 10% of loan amount
  • Wedding Loans – 10% of loan amount
  • Unsecured Loans – 20% of loan amount
  • Laptop Loans – 10% of loan amount
  • Insure Plus – 15% of loan amount
  • Education Loan – 5% – 10% of loan amount
  • Mortgage Loans – 5% of loan amount