This is a conditional credit facility which allows you to borrow up to $2,000,000.00 and repay within 48 months. No security required.
NNeed Comprehensive Insurance for your motor vehicle? Then the Insure Plus Loan is the guaranteed loan for you. Interest rates are dependent on the category applied for whether secured or unsecured.
JDFCUUoffers competitive rates and flexible terms on both new and previously owned vehicles. Purchase motor vehicle up to 13 years old. Get up to 100% financing, with interest rate as low as 12% p.a. Motor Vehicle Loan calculated on the reducing balance per month. Think of the high risk of undertaking to get financing through a car mart. Stick to your financial associates JDFCCU and erase your first thought. Already have a vehicle loan with another lending institution? We would be more than happy to refinance your loan and save you money taking your expenses in mind.
Traveling with cash can become dangerous. Combined with purchase power, services and other exclusive features, the JDFCCU introduces Easi-Loan which is similar to a credit card facility.easi-loan Deposit only 20% of the amount required and get up to $750,000.00 unsecured with a repayment period of 60 months or revolving. Attractive interest rate of 18% p.a. calculated on the reducing balance per month. Access your funds at any multilink ATM island wide.
The hire purchase loan plan was designed to assist members in the purchasing of their furniture, appliances and computers. With the Hire Purchase Plan you are able to borrow up to $300,000 at an interest rate of 15% per annum on the reducing balance for a period of up to 36 months. Members having an existing Hire Purchase agreement with a reputable furniture store for less than 12 months can apply for this loan product to offset their existing balances.
Getting married? Do it with a Wedding Loan. No security required. Get up to $300,000.00 and repay within 24 months.
This loan is specially designed to assist members with tuition and school expenses. The package is available for both adults and children. Benefit from $600,000.00 with a repayment period of up to 5 years for Tertiary level and $300,000.00 with a repayment period of up to 2 years for ordinary level.
This loan is designed to meet the technological need of our members. Maximum repayment time 24 months.
Take advantage of the Quick Cash Loan and borrow up to $300,000.00 repaid over 24 months.
This is a loan that allows members to use the money in their shares account as security for a loan. The member is actually borrowing from him/her self instead of withdrawing the amount in the shares account.
APersonal loan is one in which a member may use shares and other assets as security and benefit from interest rates between 14% - 15% p.a. calculated on the reducing balance per month. Get up to 10 times your shares balance to a maximum of $7 million. Repayment time of up to 120 months depending on the security offered.